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Tag: home insurance

Reading Time: 5 minutes
A power outage could be especially troublesome when it lasts for more than a couple of hours. Your HVAC system will not work without power. And some items might perish. Fortunately, your homeowners policy might provide insurance coverage for power outage losses. A standard homeowners insurance policy usually protects against a variety of commonly occurring perils. Those could include things
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Some consumers want to have more than one policy from the same insurance company. This is commonly known as bundling! Bundling insurance policies allows consumers to find some of the cheapest home and auto insurance options available. Smart savvy consumers bundle their policies for a variety of reasons. These reasons include: Reduced premiums Combined deductibles  Simplifying two monthly bills into
Reading Time: 5 minutes
Some consumers want to have more than one policy from the same insurance company. This is commonly known as bundling! Bundling insurance policies allows consumers to find some of the cheapest home and auto insurance options available. Smart savvy consumers bundle their policies for a variety of reasons. These reasons include: Reduced premiums Combined deductibles  Simplifying two monthly bills into
Reading Time: 6 minutes
Imagine this: you’re sitting at home, enjoying a peaceful night when a storm hits. You hear thunder, lightning, and suddenly a tree crashes to the ground. The next thing you know, the intense rain is leading to water damage in your home. Now what? You need to answer the question of: does homeowners insurance cover water damage? Sure, you
Reading Time: 7 minutes
What’s your relationship with winter weather? Does it get you excited to build snowmen and go skiing, or does it leave you shivering and dreaming of spring? Either way, there are some things you need to do as a homeowner before you hibernate through the snowstorms and brisk winds. If you aren’t sure how to protect your home and
Reading Time: 6 minutes
Heavy snow and cold weather can wreak havoc on structures, making it essential to winterize your home. It is also critical to winter-proof your car for better safety conditions on the road. You want to begin winterizing your properties early, ideally in fall. So, what are the top ways to undertake this winterizing project? The following are effective tools
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Depending on the level of damage your home incurs, a home insurance claim process can be simple. Or, it can be a drawn-out ordeal. Whether your loss is through theft, vandalism, or a natural disaster will determine how complicated or straightforward your insurance claim might be. Homeowners Insurance – What’s In Your Policy? A home insurance policy has different coverage areas
Reading Time: 6 minutes
According to HomeInsurance.com LLC, only one home in three carries enough insurance to rebuild and replace their home and furnishings after a disaster. A home insurance cost calculator helps you weigh the risk factors in your area against the value of your home to compare insurance rates. The original purchase price, the amount of insurance you decide to carry,
Reading Time: 6 minutes
The last thing you need is for your home’s structural integrity to diminish as a result of a termite infestation that wreaks havoc for weeks, months or even years without you knowing.  Heighten your awareness of these little buggers and you will have a better idea as to whether they are compromising your home.  Most homeowners are understandably unaware
Reading Time: 4 minutes
Whether you buy or rent, you need to have some form of home insurance. Every insurance policy will have different coverage, so where you think you’re covered, you might not be! Understand the coverage you need, what could affect coverage, and what isn’t covered at all.